1800FreshStart.com is a website that promises people the ability to apply for a “fresh start” auto loan in just 90 seconds, regardless of whether you have poor credit or even if you have no credit.
How Does It Work?
To begin with, 1800FreshStart.com is a loan matching service, they are not actually a lender that provides auto loans, and they describe themselves as “the first step towards getting a safe and trusted car loan.”
According to their website, over the ten years that they have been in business, they have built partnerships with the nation’s must trusted car dealers in order to provide their customers with the best options available to them. During this time period, they have partnered with lenders who will handle credit of all kinds, no matter whether you have a bankruptcy on your record or whether you have not yet built any credit report at all.
Once you complete your application and submit to their team, they will use the information they have provided you to find the right lender to meet the specific needs of your credit history. You will then be provided with their information and the loan they are willing to extend to you. Once you’ve reviewed their loan offer, you can choose whether or not you would like to accept it.
Using their service to fill out and submit an application, and then to be matched with a lender that can meet your specific credit needs and loan requirements is all free of charge. However, any loan that you are offered by a lender will have fees included, whether these are limited to the basic interest rate or include late fees, penalties, or extra fees of any kind. It is up to the borrower to read the terms of the loan and understand what fees are included before you accept it.
Since 1800FreshStart.com does not actually charge their customers any fees, they also have no reason to provide their customers with a Refund Policy. Instead, if you have any questions, concerns, or issues with the loan you have accepted, you must contact your lender directly.
Customer Service Contact Info
Customers who would like to speak to their Customer Service team about their questions, concerns, or complaints can do so by phone at 888-269-2777 or by email at [email protected].
Unfortunately there are not many reviews for this company at this time at all, especially those that are provided by customers who have successfully used this service to secure a car loan that met their needs.
That being said, as a free service the real thing people need to be concerned about is the fact that your contact information will likely be provided to any company which provides auto loans, meaning that you will receive marketing and sales phone calls regarding these issues, likely for quite a while. This is important to keep in mind when providing your contact information to this website.
The other problem, of course, is dealing with lenders that specialize in “bad credit, no credit” loans. These lenders regularly provide loans with high interest rates and significant additional fees, which is why it is so important for you to read and understand these terms in full before you agree to accept them.