Credible.com is a website that describes themselves as “the easy way for graduates to reduce their student loan payments,” by giving them the ability to compare multiple different lenders who are interested in consolidating their loans for them.
How Does It Work?
Students with loans can simply go to their website and begin by using their specialized tool which allows them to quickly compare their student loan interest rates to other students across the country, so they can know right away if they are paying more than they should be on their loans.
Students who are interested in making a change on their loans can then fill out a single form, which takes about ten minutes, and submit it. This submission will share your information with a variety of lenders, who will then offer you different loan terms, allowing you to compare offers and choose the one which is best for you.
Using this website is completely free, and there is no obligation for users to accept any loan terms if they do not like what they see.
Since Credible.com does not charge any fee for their service, they do not offer a Refund Policy. Some of the lenders you work with may offer cancellation terms, allowing users to back out of the deal within a short window of time if they need to, but this is only allowed by some lenders.
Customer Service Contact Info
Customers who have questions, concerns, or complaints they would like to direct to their Customer Service team can contact them by email at [email protected] or by traditional mail at 576 Sacramento St, Level 4, San Francisco, CA, 94111.
While there are not many user reviews available for this company, there are many different independent reviewers that seem very excited about this concept and the service they are providing to people.
Competitors and Alternatives?
There are many companies that claim to help borrowers of student loans with various student loan forgiveness plans, but this company may be unique for providing a loan comparison service specifically for student loans.
If you have any experience with this company or their products, please leave your Credible.com reviews below.