iLoan.com Reviews

2.8
(124)
iLoans
Image Credit : iLoans.com

iLoan.com is a financial company that promises people access to financial solutions like short term personal loan

s which can help people meet their needs when circumstances become tough.  

How Does It Work?

The reality of today’s economy is that many people find themselves in a place where a few thousand dollars can make all the difference in the world toward making ends meet, moving forward and meeting goals, or to handle emergency financial expenses that were unforeseen.

To help people, iLoan.com is a branch of Springleaf Financial whose entire goal is to give people a fast, convenient, and simple way to secure the personal loan they need. The iLoan website says that while there are many other websites out there offering short term or personal loans, the reality is that their company isn’t just an automated processor. 

Instead, they say that they are “powered by real people” who care that your borrowing experience is one that is customized to your needs. Their goal is to “put a personal touch” on the state of the art technology they use, so that their borrowers truly have a positive experience. 

The website says that it will take just a few minutes to complete your application and submit it, all online. Once your application has been reviewed, you will be provided with the terms of the loan if your application has been approved.  

Cost/Price Plans

As with any term loan, many of the fees you pay will be based on the amount of money that you are borrowing. iLoan.com is very up front with the APR range they will charge any borrowers that are accepted, saying that it will vary between 11.24% and 35.99%, depending on your own personal factors, like credit scores, how long you’ve been employed, and other standard loan factors. 

Refund Policy

Financial arrangements like loans of any term length do not typically provide a traditional Refund Policy for their customers. Instead, they may offer a clause in the loan agreement which provides a short length of time in which customers can back out of loan agreements by returning the principal of the borrowed money without receiving a financial penalty.         

Customer Service Contact Info

Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 800-675-0200.

Reputation

Unfortunately there does not appear to be many reviews available for this lender at this time written by customers, but this may be because iLoan.com is a new subsidiary of better known and better established Springleaf Financial, as mentioned above.

Though most companies that provide term personal loans generally have mixed reviews or poor reviews due to high interest rates and lots of additional or extreme fees. Springleaf, on the other hand, appears to have mainly positive reviews. 

People generally report their company having a simple and straightforward borrowing process, as well as a Customer Service team that is willing to work with you and help you when you need it. 

Competitors and Alternatives?

As mentioned above, there are many, many other online lenders that act as payday lenders or short term loan lenders, depending on your personal needs, including SpeedyCash.comGreat Plains LendingChecknGo.comRockStarLoan.com, and many others.   

If you have any experience with this company or their products, please leave your ILoan.com reviews below.

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