(105) may be the right choice for you if you need to get additional money in a hassle-free way.

There are lots of Americans struggling with paying their debts, and that is why they are looking for the right solution to do it.

You can find different online lenders on the Internet, but before you accept a deal, you should ensure that you will not get yourself into a bigger problem.

Check out this review in order to know if it is a safe and legit provider to deal with or scam that should be avoided.

Initial Information is not actually a lender, but a service connecting lenders and borrowers with each other.

The service claims to offer the following:

  • No application fee;
  • Quick approval;
  • Cash directly to borrowers’ accounts.

One of the best things about it is that you can apply even if you have a bad credit history.

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After you submit your application, you may wait for a couple of hours to 1-2 days in order to find out their decision.

The website is user-friendly.

As for contact options, on the website, you can find their phone number and email address.

Also, you can find this service provider on a range of social media networks, such as Twitter.

What Conditions Do They Offer?

The minimum amount that you can borrow is $100 and the maximum amount is $1,000.

The APR for a loan may vary from 390% to 780%, but the exact conditions you can only find out from a particular lender after submitting your application.

The service is suitable for both individuals and businesses.

You can apply for different types of loans, including installment loan, payday loan, title loan, and others.

How to Apply for a Loan?

The requirements of this service are standards, meaning that you must match the following conditions:

  • Being at least 18 years;
  • Being a US citizen or a legal resident;
  • Having at least $1,000 of monthly income;
  • Providing a valid bank account;
  • Providing valid contact details, such as email address and a phone number.

You will also have to provide the following documents:

  • SSN;
  • ABA/Routing Number;
  • Driver License;
  • Account Number.

Ratings and Customer Reviews

It seems like the business has not been accredited by the BBB, and there are not many customer reviews that you can find on the Internet; however, there are few of them to check out on the site of the provider.

The absence of complaints might be a good sign that this is a reputable company.

According to, the website has 89% of security, which means that it is legit and safe.


As you can see from this review, is not a scam but a reliable service that works with different lenders.

If you are looking for additional money, you should consider checking it out.

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Average rating 3.9 / 5. Vote count: 105

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