LendKey Reviews

Alexander Mils at Pexels

LendKey.com is the online home of LendKey, a modern day loan company where all loans are funded by community lenders that “prioritize people over profits” and offer comparatively lower rates. 

How Does It Work?

According to their website, the goal of LendKey is to transform the multi-trillion dollar consumer lending market by giving people access to more than 13,000 community financial institutions around the nation that they otherwise wouldn’t be able to find or access online.

LendKey says they use innovative technology to match their borrowers with the best community banks and credit unions for their needs. Most of these lenders are able to provide more transparent lending processes and lower interest rates because they do not spend money on the full scale marketing programs paid for by larger scale banks.

Their website promises that credit unions and community banks often have the most borrower-friendly loans available in the categories of Student Loan Refinancing, Private Student Loans, Auto Loans, Home Improvement, and more.

These banks benefit from their partnership with LendKey because it gives them access to many nationwide customers they wouldn’t otherwise have the ability to reach, not while still maintaining the practices that allow them to offer lower interest rates. 

Cost/Price Plans

Applying for a loan through this company is completely free of charge, but customers must understand that all loans comes with interest rates and fees. Though LendKey does their best to match their borrowers with the best lender for their circumstances and their needs, it is still very important that borrowers read the fine print on all loan agreements before agreeing to anything.    

Refund Policy

Though most financial companies and lenders do not provide a traditional Refund Policy, LendKey actually does try to provide their customers with policy that protects them in the case they wish to back out of their agreement.

This policy states that customers have up to 30 days from the date of disbursement in which to cancel the loan they have arranged without any fees or interest applied. This is actually an extremely generous policy, and not one that is available from most lenders. 

Customer Service Contact Info

Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by phone at 888-549-9050 or by email at [email protected].


At this time, it appears that LendKey is actually very well-liked by both their customers and other financial blogs and websites that evaluate these kinds of services. In addition to attempting to offer a transparent loan service and access to loans that come from smaller lenders that have more borrower friendly attitudes, this company also provides their customers with a high quality cancellation policy that protects them in the case they may wish to back out of their loan agreement for any reason.  

Competitors and Alternatives?

While there are many other big banks and traditional lenders available to borrow from, there are also many other lenders that hope to work with the more alternative, non-traditional lending forms that are being promoted by LendKey, including Sofi Loans, Earnest, and many others. 

If you have experience with this company or their products, please leave your LendKey reviews below.

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