LendUp Reviews
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LendUp Reviews

energepic.com at Pexels

LendUp is a new type of payday lending company that can be found online at LendUp.com and who says their goal is to help their customers actually build their credit, not trap them in debt. 

The LendUp website is very clear that they are not a traditional payday loan company, as those have often been characterized as “predatory.” This company says that they want to educate their clients on good credit practices and facilitate the best possible practices so their clients can actually pay back their loans on time.  

How Does It Work?

To get approved for a short term loan from this company, you simply need to fill out a basic five minute application form that details the amount of money you need and the time period in which you can repay it.

In addition, they promise that if their clients have trouble repaying their loans, they will work with them to come up with a solution that does not include further fees, and that they will always print terms and fees in a clear and easy to understand manner.

Cost/Price Plans

The amount of money you pay to borrow from LendUp depends on the amount of money you borrow as well as the amount of time it takes you to pay back your loan. There is a calculator on their webpage that allows you to see exactly how much interest you will pay in US dollars by the time your loan is paid back.

Refund Policy

There is no stated Refund Policy on their website, though some professional Lenders do give their users a brief window of time in which to return the money directly to them without penalty or fees attached. You may want to ask LendUp directly if this is an option for you, if you are concerned. 

Customer Service Contact Info

Customers who have concerns, complaints, or questions can contact their Customer Service team by email at [email protected] or by traditional mail at 237 Kearny St #372, San Francisco, CA 94108. There is no published phone number at this time.


Currently LendUp seems to have positive reviews with people enjoying the concept behind their lending services business, though the business is still fairly new and there is not many reviews from actual borrowers at this time. 

Is It Safe?

There does not seem to be any complaints regarding safety at this time.

Competitors and Alternatives?

There are many other payday and short term loan companies out there like AmeriLoan.com, QuickenLoans, United Cash Loans, and many more, but not many like LendUp which emphasizes a care for consumer welfare. 

If you have experience with this company or their products, please leave your LendUp reviews below.

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Van Hughes covers American Politics, economics and business from Cansas. He has worked as a reporter, editor and policy adviser in Dallas, Colorado, Texas and New Mexico.


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