LMB Personal Loans
LMB Personal Loans

LMB Personal Loans Reviews

LMB Personal Loans
LMB Personal Loans

LMB Personal Loans is a subsidiary of another website, LowerMyBills.com, which describes itself as a “premier, free, online service” for consumers who are interested in finding a beneficial personal loans. 

How Does It Work?

As mentioned above, LMB Personal Loans is a subsidiary of LowerMyBills.com, a company that claims their goal is to help people who are struggling financially find different solutions that will help them lower their monthly expenses. 

Specifically, LMB Personal Loans has been designed as a place for people who are looking for a personal installment loan to help alleviate some of their financial burden. Their website says that their rates begin as low as 5.50% APR depending on the state of your residence and your personal circumstances, like credit score. 

To begin, users are asked to fill out the “three minute form” available on their website which collects all the necessary information that companies will need to assess your loan worthiness. 

Once they’ve collected all this information, LMB Personal Loans will take it and distribute it to their partner companies who will then reach out to LMB customers and discuss with them their available options for loans. 

Cost/Price Plans

This service is free of charge to their users, because this website is financially supported by the loan companies who use them to find contact information for new prospective customers.   

Refund Policy

Because this company simply acts as a portal to collect your information and distribute it to partner companies and does not charge customers for this services, they also do not offer a Refund Policy at this time. In addition, any of the loan companies that you choose to accept a loan from are not likely to provide you with a Refund Policy either, which is why it is so important to make sure you fully understand all the Terms and Conditions of a loan before you accept it. 

Customer Service Contact Info

Customers who would like to contact Customer Service with any questions, concerns, or complaints can do so by traditional mail at 4859 W Slauson Ave #405, Los Angeles, CA 90056. This seems to be the only contact information this company is willing to offer the public at this time. 


At this time, it appears that LMB Personal Loans doesn’t have very many reviews, or at least not many reviews that have been issued under this specific name. Their parent company, on the other hand, is an entirely different story. 

LowerMyBills.com has a well established history of seriously upsetting their customers, and this extends through to their other subsidiaries like LMBInsurance.com. The reality is that most customers turn to these companies when they are hoping to find assistance and helpful information. 

Unfortunately, all LowerMyBills.com and their subsidiaries do is collect all your information and begin selling it to the organizations who want it. The result is that customers suddenly become completely inundated with sales calls and emails with people trying to get their business. 

When people are looking for a way to “lower their bills,” get new medical or auto insurance, or receive a personal loan what they want is expert information that will help them truly find the best solution for their needs. Constant sales phone calls and emails are not what they are looking for. This has led to many different upset customers who have been very vocal in their online complaints and issues with this company. 

Competitors and Alternatives?

Most people who are interested in a service like LMB Personal Loans don’t want sales calls, they want actual quotes to see what kinds of lending opportunities are available for them. A better type of company for this service would be LendingTree.com, QuickenLoans.com, Bankrate.com, and other companies that will take your information and match it to a specific company that work with your needs.  

If you have experience with this company or their products, please leave your LMB Personal Loans reviews below.

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ReivewCrest Summary
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LMB Personal Loans
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Van Hughes covers American Politics, economics and business from Cansas. He has worked as a reporter, editor and policy adviser in Dallas, Colorado, Texas and New Mexico.


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