Haven Life Insurance, discovered on-line at HavenLife.com, was launched in Could of 2015 with a purpose to present an easier, extra reasonably priced possibility for purchasing time period life insurance coverage on-line in just some minutes.
How Does It Work?
In accordance with their web site, when the co-founders of Haven Life Insurance have been anticipating their first baby, they determined to buy life insurance coverage and rapidly found that this was a tough and time-consuming course of, fully out of sync with at present’s quick paced, digital world. They determined to vary that.
To do that, Haven Life Insurance created the primary and solely absolutely medically underwritten time period life insurance coverage coverage which could be bought fully on-line. They created a proprietary life insurance coverage calculator that’s simple to make use of and has fewer questions than many different on-line insurance coverage calculators with out missing in thoroughness. Additionally they promise that prospects don’t must submit contact info to make use of their calculator.
After calculating your wants, it is possible for you to to check the quote they offer you to the pricing quotes obtainable from every other life insurance coverage supplier that you’ve contacted.
To qualify, prospects should be a non-military citizen between the ages of 18 and 64, have a sound US driver’s license, and never intend to make use of the coverage for enterprise functions or to exchange one other coverage.
Nonetheless, their web site says that with a purpose to be an innovator within the life insurance coverage business isn’t simple, and requires the backing of a significant firm with credibility and a historical past of “unsurpassed monetary power.” To make sure their success, Haven Life selected to accomplice with MassMutual, a Massachusetts primarily based firm that has been profitable for greater than 150 years.
Utilizing the Haven Life Insurance web site with a purpose to obtain a free quote and to fill out the applying to your time period life insurance coverage is totally freed from cost. Prospects in fact ought to be ready for the price of life insurance coverage, and can wish to absolutely learn and perceive the phrases of this coverage earlier than they settle for them.
Sadly as a result of this firm is promoting insurance coverage insurance policies there actually is not any such factor as an relevant Refund Coverage. There could also be obtainable Cancellation Insurance policies, nevertheless, so prospects will wish to communicate with the Haven Life Insurance Buyer Service workforce to see what sort of shopper safety insurance policies they do have in place presently.
Buyer Service Contact Information
Prospects who want to contact their Buyer Service workforce with questions, considerations, or complaints can accomplish that by telephone at 855-744-2836 or by submitting them on to their web site by way of their Contact Us hyperlink.
Although this firm is new, they already seem to have a wonderful fame within the life insurance coverage business and appear effectively rated by practically each web site that opinions and discusses insurance coverage choices, with the one disadvantage being that they don’t present everlasting life insurance coverage and are solely restricted to time period life insurance coverage. Nonetheless, if this sort of life insurance coverage fits your wants, then it looks as if it is a good firm to work with.
Rivals and Options?
Actually there are numerous different suppliers of time period life insurance coverage obtainable to prospects inside america, however – as talked about repeatedly on the Haven web site – there isn’t a different insurance coverage supplier presently that may approve you for all times insurance coverage primarily based on an internet software.
If in case you have expertise with this firm or their merchandise, please depart your Haven Life Insurance opinions under.
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